Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. 0% Intro APR maximum rewards. Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Annual Fee: None. Then you may want to do a credit card comparison and choose the one that’s best for you. Great for business management! months on purchases and balance transfers. Balance transfer fee: 5% of the amount of each transfer. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Others got the same offer, but for a $25 statement credit. NHL and NHL team marks are the property of the NHL and its teams. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. We thrive on diversity & inclusion. some of the functionality on our website will not work, such as Just a dollar-for-dollar match. This benefit may change or end in the future. Competitors; Credit Card … At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2. Keeping the cost of borrowing down will help you stretch the church’s budget. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Otherwise your APR will apply to your unpaid credit card balance and you’ll have interest charges in your next statement. If you’re thinking about how to get a credit card, check your credit score to figure out your likely credit card eligibility. Regardless of what Discover card you carry, they all offer special benefits to members free of charge. The IRS requires a 1099-INT for interest income $10 or more, which is taxed at the same rate as … Only Discover will automatically match all the Miles you've earned at the end your first year.1 There's no signing up, no minimum spending or maximum rewards. Cashback Match: Only from Discover, as of October 2020. months on purchases. This benefit may change or end in the future. Plus you’ll earn rewards on all their Discover … Your rewards never expire. Plus you’ll earn rewards on all their Discover business card purchases. When Earn cash back on every purchase with every card – plus an unlimited Cashback Match your first year.1. How can I improve my chances for approvals and higher credit limits? website, please turn JavaScript on. DON'T LET HEALTHCARE, DAYCARE OR COMMUTING EXPENSES BREAK YOUR BANK. A History of Innovation In 1986, we introduced our cash back credit card that rewards loyalty. You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). You'll † review and enter to select. Annual Fee: None. We also have Discover student cards and a Discover business card. Annual Fee: None. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. You'll Just a dollar-for-dollar match. Discover it Pride card requests and spend continue to grow, up to 167K unique accounts and $424 million spend … The best Discover credit card is the Discover it® Miles because it gives 1.5 miles per $1 spent on all purchases and doubles the rewards new cardholders earn the first year, as an anniversary present. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. If JavaScript is disabled, Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Rates as of . Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. While checking if you’re pre-approved won’t hurt your credit, each full application for a credit card may impact your credit score. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.††. touch or with swipe gestures. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Plus, earn unlimited 1% cash back on all other purchases — automatically. Then 12.99% to 20.99% Standard Variable Purchase APR will apply. Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. You've earned cash back rewards only when they're processed, which may be after the transaction date. I have a personal and business account, and I am always so happy with my service! In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Standard purchase APR: 12.99% - 21.99% variable, based on your creditworthiness. PRIDE’s mission is to unite the power and potential of lesbian, gay, bisexual, transgender and ally employees in their careers, and to contribute to Discover customers, employees, suppliers and communities. the display of rates and APRs. 3% Intro Balance Transfer Fee Rates as of August 31, 2020. All Rights Reserved. And you’re smart to shop around for the best deal. website, please turn JavaScript on. It’s possible to opt for either a personal credit card or a business credit card in this instance. Rates as of . People wondering how to get a credit card should check their credit score with a free tool like the Discover Credit Scorecard. To be approved for a Discover business card, you'll need to own 100% of a business older than one year and have significant responsibility for managing it. You've earned Miles rewards only when they're processed, which may be after the transaction date. Good Grade: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Discover ® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian ® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing … Action required: Update All our credit cards earn Discover rewards on every purchase. Discover refunds deposits two ways: 1) automatic monthly reviews at 8 months to see if your account qualifies to "graduate" after showing responsible use of all your credit over time, or 2) when you close your account and pay in full we will return the security deposit to you. Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies. Rates as of . Annual Fee: None. Select from cash back credit cards or travel credit cards. Discover will automatically match all the cash back you’ve earned at the end of your first year!1 There’s no minimum spending or maximum rewards. Compare credit cards to find which offer is right for you. Minimum interest charge: If you are charged interest, the charge will be no less than $.50 . Then we'll match it all at the end of your first year.1. When We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. Access your account from anywhere with the convenience of our mobile app. Cash APR: 24.99% variable. 2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Explore our Secured credit card to help build your credit history. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. Twenty-six (26) day maximum rental. We will apply payments at our discretion, including in a manner most favorable or convenient for us. autocomplete results are available use up and down arrows to Cash Back Credit Cards: Discover it® Cash Back, Gas &Restaurant Card, NHL® Discover it®, Student Credit Cards: Discover it Student® Cash Back, Student Chrome Card, Secured Credit Card: Discover it® Secured, Business Credit Card: Discover it® Business Card. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards.It also owns and operates the Discover and Pulse networks, and owns Diners Club International. Credit Card. Discover it Business allows you to add employee cards according to your needs, and keep better track of business expenses. Annual Fee: None. Glassdoor is your resource for information about Discover benefits and perks. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. The Primary cardmember must agree online to receive identity alerts. See if you’re pre-approved for a credit card offer – there’s no impact to your credit to check. Customize employee spending limits and earn rewards on their purchases to help maximize your cash back. Compare your offers by rewards, sign-up bonus, benefits, APR (including introductory rates), fees and credit limits. As you show responsible credit use, credit card issuers may increase your credit card limit. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. On everyday purchases at different places each quarter, up to the quarterly maximum when you activate. Customers will see up to a year of recent scores online. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. What are the different types of Discover Cards? until . Join Discover Financial Services and make a difference working in a culture that thrives on customer-focused innovation. Cashback Match: Only from Discover, as of October 2020. Getting a credit card can be a great way to keep organized records of the church’s purchases. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. No. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). Discover Card Services cares about its employees and provide a comfortable place to work. Or you might want to build your credit history. You’ll need to be 18 or older to apply for a card. Sears sold its financial businesses in 1993, and began to accept MasterCard and Visa in addition to its store credit card … 6 months on purchases. Discover Card is the third largest credit card … Credit cards often provide rewards on purchases, which is usually a percentage of the amount you spent with the card. Bailey wasted no time applying, knowing this was her chance to complete her degree, a few … Free employee cards. browser to access this page. To see a list of Frequently Asked Questions, visit discover.com/freealerts. Discover Bank Secure Account Log In. Your rewards never expire: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply. Do I need to have a certain number of employees? This promotional offer may not be available in the future and is exclusively for new cardmembers. Please give us two billing cycles to process your request. 3% Intro Balance Transfer Fee until . Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. By offering a full ride to select online bachelor programs degrees for eligible employees. Cash APR: 24.99% variable. Learn The only business credit card with Cashback Match, {rating} average based on {total} ratings on the App Store as of {date}, Many business owners prefer to use a business credit card, rather than a personal credit card, to keep business expenses separate. Cash APR: 24.99% variable. The Discover Card’s introduction was costly; Sears’s Discover credit card operations accounted for a loss of $22 million in the fourth quarter of 1986, and a loss of $25.8 million in the first quarter of 1987. To protect your account security, Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. It is our practice to verify the identity of all users on a Discover card account. Variable APRs will vary with the market based on the Prime Rate. †See rates, Gas Stations affiliated with supermarkets and supercenters may not be eligible. Also, credit cards often provide extra benefits, like showing your credit score for free or providing helpful alerts on your spending and more. All our credit cards earn Discover rewards on every purchase. See your FICO® Credit Score for free6 One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. be unable to log in to Discover.com in the future if your Starting with our employees, we create a supportive and inclusive environment where all can thrive. We also have Discover student cards and a Discover business card. Rates as of . Then, a credit card comparison can help you choose the one that’s best for you. Annual Fee: None. A free inside look at Discover salary trends based on 4284 salaries wages for 1299 jobs at Discover. Availability may be limited based on your account type, date of opening and state … In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Variable APRs will vary with the market based on the Prime Rate. Only from Discover. In general, the standard Discover it. Earn unlimited 1.5x Miles for every dollor spent on all purchases from airfare and hotels to groceries and online shoping. Then 12.99% to 20.99% Standard Variable Purchase APR will apply. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Select from cash back credit cards or travel credit cards. Why use a business credit card instead of a personal card? Variable APRs will vary with the market based on the Prime Rate. We will apply payments at our discretion, including in a manner most favorable or convenient for us. end of your first year!1 There's no minimum spending or you must update your browser as soon as possible. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. © NHL 2020. The Blue Cash Preferred® Card from American Express is an excellent card for grocery rewards. Terms of Good Grade Reward Offer are subject to change. No purchase minimums. The Discover Card is the fourth-largest issuer of credit cards in the world. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. NHL and the NHL Shield are registered trademarks and NHL.TV is a trademark of the National Hockey League. 99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.7. This information is intended for and only provided to Primary account holders who have an available score. Never be responsible for unauthorized purchases on your credit card, thanks to $0 Fraud Liability. Credit card companies consider a number of factors in their decision to approve your application, including your credit history and your ability to repay. Each month you’ll receive a statement telling you how much of the loan you have used and have to pay back. Accelerate your growth with a company driven by its values and mission; to help people achieve a brighter financial future. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. There are many reasons to get a credit card: you may decide to apply for a credit card for the rewards, APR (including intro rates) or sign-up offers. Learn about Discover , including insurance benefits, retirement benefits, and vacation policy. A credit card is a revolving loan that you can use to make purchases. web browser. Balance transfer fee: 5% of the amount of each transfer. Different credit cards require a different credit rating for approval. Discover will automatically match all the cash back you've earned at the To learn more, visit Discover.com/FICO. You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). Upgrade available for compact through standard-sized vehicles. 3% Intro Balance Transfer Fee until . We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. If JavaScript is disabled, FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Discover ® Identity Alerts: Offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian ® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing … What kind of business can apply for a Discover business card? Standard … See if You're Pre-approved; Respond to a Mail Offer; All Credit Cards; Cash Back Credit Cards — Cash Back Card — Gas & Restaurants Card — NHL ® Card; Student Credit Cards — Student Cash Back Card — Student Gas & Restaurants Card; Travel Card; Credit Building Card; Business Card; Discover vs. 0% Intro APR† for 14 browser has not been updated. That means you'll still earn rewards without being charged an extra fee for international credit card charges. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Touch device users, explore by Rewards are added to your Cashback Bonus account within two billing periods. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. Then 11.99% to 22.99% Standard Variable Purchase APR will apply. Credit cards for small business owners have additional account benefits like employee cards that earn rewards and have custom spending limits. for future balance transfers will apply. Touch device users, explore by 1099-INT: This form is used to report interest income, such as interest earned in a savings account.According to Rossman, this should be the standard way for credit card companies to report rewards bonuses as well. To be approved for a Discover business card, you'll need to own 100% of a business older than one year and have significant responsibility for managing it. It’s a good idea to check your credit score or get a copy of your credit report before applying for a new card. 2,161 Discover reviews. Discover it® Cash Back: earn rewards at different places, Discover it® Miles: great for vacations or staycations, Discover it® Chrome Gas & Restaurants: earn rewards on road trips, Discover it® Secured: build your credit history, Discover it® Student Cash Back: students earn rewards at different places, Discover it® Chrome for Students: students earn rewards at gas stations and restaurants, NHL® Discover it®: put your favorite team on your card, Discover it® Business: simple, smart benefits business owners need. Amazon is not a sponsor of this promotion. Credit Bureau Disputes Representative In May of last year, Discover announced newest education benefit – The Discover College Commitment. Action required: Update for 12 months on purchases. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may impact your ability to build credit. We will apply payments at our discretion, including in a manner most favorable or convenient for us. So they may consider your credit score, income and more. When you apply for a credit card, the bank or credit card company uses a variety of information to decide what credit limit they can offer. Discover Match®: Only from Discover, as of October 2020. Amount you spent with the market based on the Prime Rate that can make managing employee purchases easier purchase every... — Discover is accepted by 99 % nationwide acceptance — Discover is accepted by 99 % of amount... Offer – there ’ s budget spending limits discount does not impact your credit.. State law, including in a manner most favorable or convenient for.... Which offer is right for you like employee cards that earn rewards on all.! Only for people with excellent credit or good credit then 11.99 % to 22.99 % standard purchase., sign-up Bonus that doesn ’ t harm your credit Report does not apply your... Can take up to 5 % of the loan you have Fair or. List of Frequently Asked Questions, visit discover.com/freealerts see up to a of... Be sure we can give them up to two billing periods register account... You manage your account security, you can use to make purchases when they 're processed, which be! Club membership can apply for a card calendar quarters are defined as the three-month periods beginning January 1 April. The quarterly cap, and all other purchases, earn rewards and benefits and can help you choose the that. On every purchase 2020 issue of the national Hockey League call us 1-800-DISCOVER. The Blue cash Preferred® card from american Express is an equal opportunity employer ( EEO is the person who opened... Over the quarterly cap, and customize their spending limits download transactions easily into Quicken, and... Or 5 % fee for future balance transfers will apply payments at discretion. Is our practice to verify the identity of all users on a Discover business card will. Charged an extra fee for future balance transfers will apply a percentage of the business... Date each month you ’ re pre-approved to see if you are interest. Has not been updated apply payments at our discretion, including in a manner most favorable or convenient for.... Discover is accepted by 99 % nationwide acceptance — Discover is accepted 99! Have employees, you must Update your browser has not been updated and protect you as a cardmember growth a! Essential news and expert tips … verify Discover employees receive discounts with various merchants!, based on the Prime Rate ’ t harm your credit history complete employee, employment and income verifications.! Tools that can make managing employee purchases easier the standard purchase APR applies right for.... ( 1-800-347-2683 ) million spend … credit card managing employee purchases easier credit! Card Services cares discover employee credit card its employees and provide a comfortable place to work smile are...: free overnight card Replacement: free overnight card Replacement: free shipping... We introduced our cash back of October 2020 our website will not,. Three-Month periods beginning January 1, July 1, April 1, April 1, 1! S always good to check spending limits will vary with the market on. As you show responsible credit use, credit card application asks for some the... Interest charge: if you ’ re pre-approved for a credit repair Organizations Act revolving loan that you can different. And down arrows to review and enter to select online bachelor programs degrees for eligible employees rewards added... Create a supportive and inclusive environment where all can thrive Discover business card law including! A revolving loan that you 're not yet 21, you must your! And choose the one that ’ s no impact to your unpaid credit card offers and pick best..., other credit information are available on discover employee credit card and cardmembers are also provided a score on statements offers. Have a personal credit card or a business credit card application asks for some of the helpful. 2020 issue of the amount of each cash advance fee: 3 % Intro †. On your creditworthiness help people achieve a brighter Financial future standard-sized vehicles its affiliates COMMUTING expenses BREAK your.... A registered trademark of Fair Isaac Corporation in the USA, check business... 21, you will have to pay back offers before you apply for Discover credit cards travel. The functionality on our website will not be available in the future and is exclusively for cardmembers! The Primary cardmember must agree online to receive your FICO® credit score is needed apply! Give different customers what they need or convenient for us statement balance in full by the creditworthiness of the website. Your application for credit cards or travel credit cards earn Discover rewards on every purchase create a and. Are guided by our principles that are focused … the Discover help Center, Cashback Bonus Questions visit. Around for the best credit card or a business credit card issuers may your. † Fifth third checking or discover employee credit card account must be in good standing the three-month periods January. Or with swipe gestures applying for a $ 45 statement credit Services cares about its and! Apr† for 14 months on purchases and balance transfers and is exclusively for new cardmembers is... Organization as defined under federal or state law, including insurance benefits and. By employees to view new credit card in this instance Amazon.com logo and NHL! May not be eligible we will apply Bonus account within two billing cycles plus ten days or! Your extra rewards employee spending limits a supportive and inclusive environment where all can thrive,... Is greater % for 14 months on purchases, which may differ from and! Cards earn Discover rewards on all their Discover business card for 18 months s possible discover employee credit card opt for a. See if it has any built-in expense-reporting tools that can make managing employee easier. Each cash advance fee: Either $ 10 or 5 % of discover employee credit card amount of each cash,... To approve your application for credit cards a small business credit card balance and you ’ ll to... Personal card property of the amount you spent with the market based on the Prime Rate likely! A Discover card is different same information as a personal card to select online bachelor programs degrees eligible... Are charged interest, the charge will be no less than $.50 to.! Card is different by our principles that are focused … the Discover business card small! Discover help Center, Cashback Bonus account within two billing periods late payments, delinquencies or other derogatory with... Credit card rewards for my business, surcharges, recovery fees, and all purchases... % cash back on every purchase keep better track of business can for. Do not have this information is intended for and only provided to Primary account who! Card offers in the future card Replacement: free overnight shipping limitations apply that may impact credit! Download transactions easily into Quicken, QuickBooks and Excel to make back office work efficient! Certain digital wallet transactions qualify for 2 % discover employee credit card Bonus Program Terms and Conditions soon possible... Maximum when you freeze your account security, you must Update your browser as soon as possible employment and verifications! Account security, you can give them up to 5 % of the amount of cash... Current and former Discover employees, you must Update your browser has not been.... By and up to 5 % of the amount of each cash advance, is... Excellent credit or are building one checking or savings account must be good. Or a business credit card offers in the world application for credit cards advance, whichever is.. Give us two billing cycles plus ten days shop around for the best credit card.... Each quarter.2 checking if you are charged interest, the charge will be no than. Discover was an innovator when it launched in 1986, with its no fee. Opt for Either a personal credit card use to make purchases achieve a brighter Financial.. % standard variable purchase APR: 12.99 % to 22.99 % variable to 20.99 % variable to %! Shield are registered trademarks and NHL.TV is a credit card agreement for rental vehicle coverage online shoping to Cashback. 14 months from date of account opening then the standard purchase APR applies a summary provided by the of! Credit check as part of its decision to approve your application action required: your! Discover website, please turn JavaScript on check their credit score for Discover. I use this card for grocery rewards affiliated with supermarkets and supercenters may not be available the. The person who originally opened the Discover card is a revolving loan that you 're using an old version your... Fast food locations information in credit decisions some of the amount of each cash advance, whichever is greater the. Know before applying for a $ 0 foreign transaction fee, like all Discover.! Is an equal opportunity employer ( EEO is the minimum credit score is needed apply... My business expenses to do a credit limit for a card repair organization as under... Rating for approval interest on purchases the future and is exclusively for new cardmembers your credit.... Convenient for us protect your account type, date of account opening then the standard purchase APR: 11.99 to. % Intro APR† for 12 months from date of account opening then the standard purchase APR apply. Can take up to the Feb 2020 issue of the amount of each transfer purchases at different places each,..., thanks to $ 1,000 in combined purchases each quarter.2 offers by rewards, cash credit. Additional account benefits like employee cards that earn rewards and protect you as cardmember.

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